Vault Lenders Blog

🗝️ How to Prepare for Your Private Lending Intake Form & Application

Written by Vault Lenders | May 1, 2025 5:58:31 PM

When you're seeking private funding through Vault Lenders, the first step is simple: complete our secure intake form and application. But what happens next? And how can you prepare to get the best possible outcome?

In this post, we’ll walk you through what to expect from the application process and how to show up prepared—so you can move fast, stay confident, and unlock capital with clarity.

1. Why We Start With an Intake Form

Before diving into numbers or pitching lenders, we need to understand your goals, challenges, and capital needs. Our intake form gathers the essential details to match you with the right lending options.

🗝️ Think of it as your funding blueprint—it sets the foundation for a tailored strategy, not a one-size-fits-all loan offer. We will complete this together during your discovery call.

2. What You'll Be Asked To Provide

Here’s what to have ready before you begin:

For Business Owners:

  • Legal business name and structure

  • Years in business

  • Monthly revenue + recent financials (e.g., profit/loss statements or bank statements)

  • Desired funding amount and purpose (e.g., working capital, equipment, expansion)

For Real Estate Investors:

  • Type of project (fix & flip, rental, ground-up construction)

  • Property details or target deal (address, value, rehab budget if applicable)

  • Purchase and rehab estimates (if known)

  • Experience level and past projects

  • Exit strategy

For Everyone:

  • Credit score range (we do soft pulls unless otherwise discussed)

  • Contact info and entity documents (EIN, LLC/Corp details)

🗝️ Pro tip: The more complete and accurate your info, the faster we can move you through underwriting and toward offers.

3. What to Expect on the Intake Form

To match you with your best funding options, our intake form collects essential details about the deal, the collateral, and your financial position. Here’s a quick preview of what to expect:

Loan Information

  • Requested loan amount

  • Desired loan term

  • Target closing date

  • Reason for urgency (if any)

Lien Information

  • Current first lien balance

  • Any additional liens

  • Names of current lien holders

Collateral Information

  • Property type (Investment or Owner-Occupied)

  • Number of units and total square footage

  • Property address (street, city, state)

  • Purchase price and purchase date (if refinance)

  • “As is” value and appraisal/BPO date

  • Net Operating Income (NOI)

  • Capital improvements since purchase

  • Current occupancy rate

Guarantor(s) Information

  • Net worth and liquid assets

  • FICO score

  • Cash invested in the project (current or proposed)

Use of Proceeds

Brief description of how the funds will be used (e.g., acquisition, refinance, renovations, permitting, etc.)

Exit Strategy

Your plan to repay the loan—such as selling, refinancing, or permanent financing—and any backup strategies

Known Obstacles

Share any challenges with past lenders, how long you’ve been seeking financing, or other important context we should know

🗝️ The more thorough and honest your responses, the better we can position your deal for approval with the right lender—fast.

4. What Happens After You Submit

Once we receive your completed form:

âś… We review it internally and verify the key details
âś… Your information is matched with lenders based on fit, timing, and risk profile
✅ You’ll receive a custom Vault Lending Strategy with your top funding options
âś… You choose your preferred lender, and we make the connection directly

At Vault Lenders, we don’t believe in throwing spaghetti at the wall. Our platform leverages a vetted network of over $800MM in deployable capital. That means faster answers, better terms, and real results.

5. How to Make the Process Smoother

If you want to speed things up and show you're ready to close, come prepared with:

  • Recent bank statements (last 3 months)

  • Tax returns (for larger requests or SBA-related scenarios)

  • A clear funding goal and timeline

  • Realistic expectations—we’ll help you understand what’s possible based on your profile

🗝️ Borrowing for growth? Always request 110% of what you think you need—so you don’t undercapitalize or stall mid-project.

6. The Vault Lenders Difference

Our job isn’t just connecting you with capital. It’s helping you position for long-term success with a lender who aligns with your vision.

Unlike banks, we move quickly. Unlike loan marketplaces, we don't blast your info everywhere. Your privacy, time, and outcome matter.

Ready to Start?

🗝️ Book your free Vault Lending Strategy Call to start your private funding journey.
Then check your inbox for the link to your secure intake form—so we can match you with your best-fit options fast.